Section 609 Credit Repair

Following the section 609 credit repair strategy has made a difference for many people.

Section 609 credit repair.

Section 609 of the fcra gives you the right to see what the furnisher such as a lender collector or court sent to the credit reporting agency as evidence that the information is correct. Section 609 of the fair credit reporting act does not care whether the negative account is valid or not. How i went from poor credit to a 765 fico score. Section 609 of the fair credit reporting act requires credit reporting agencies to disclose information to consumers who request it about what is in their credit reports.

People report that their disputed accounts or negative items on their credit score have been deleted and their credit scores have improved greatly. The fcra section 609 credit repair method march 5 2020 by steven millstein building your credit score back up doesn t have to take years or even months. And if you re willing you can spend big bucks on templates for these magical dispute letters. But the information needs to be verifiable so if it s not it should be removed from your credit report.

The letters dispute the credit reporting agencies right to report the adverse account not whether or not the adverse account is valid.